HDFC PLATINUM EDGE CREDIT CARD

HDFC Platinum Edge “CREDIT CARD” is considered to be pioneer in Indian Credit Card Market. Their features are unique when compared with other Corporate, it’s always at the top.

If you spent Rs. 150 on Purchases you will be getting 2 Reward Points. If you spent the same amount on Dining, you will be getting 50% more Reward Points. You don’t have to use the Reward Points, but you can redeem it as Cash i.e., Rs. 40 for 100 Reward Points.

 

If you loose your “CREDIT CARD”, you just report this with the Bank and you will get free card without any charges. Per billing you can waive up to Rs. 250 on fuel Surcharge. If you spend Rs. 1 Lakh, you can redeem about Rs. 2900 on accumulated Reward Points.

You can Save up to Rs. 1800 on Fuel consumption per year. After getting your card and if you spent Rs. 10,000 within 90 days you First year fees are reversed. If you spent Rs, 50,000, then you will get free renewals also.

You will get revolving Credit with minimum Interest Rate on Purchases as well as services on your “CREDIT CARD”.

ICICI BANK CREDIT CARDS

ICICI BANK is providing a wide variant of cards like “CREDITCARDS”, Debit Cards, Prepaid Cards, Travel Cards, Unifare Metro Cards, Corporate Cards, Merchant Services Cards, etc. Credit Cards are famously two types mainly – Coral Credit Cards and Platinum Credit Cards. These Cards are given to card holder to increase Credit in the Business community or by and Individual.,

“ICICI Coral Credit Card” has its own features. In this card, the card holder will be availed Unlimited Cash Rewards Every Day. If you purchase Groceries from the Supermarket, you will get 2 times Cash Reward for total amount purchased. Through the week, if cardholder buys 1 movie ticket, he/she will be getting a complimentary movie ticket free. If you’re dining in a restaurant, you will be straight away avail a discount of 15%. When you apply and ICICI provides you "CREDIT CARD", a Neck-tie from Provogue is presented to you. Joining fees will be Rs. 1000 plus Service Tax. IF the cardholder spends more than 125,000 per annum, no Annual Fees are charged. If not, ICICI will be charging Rs. 500 + Service Tax as Annual Fees. 

“ICICI BANK PLATINUM CREDIT CARD” has its own features mentioned below. This Credit Card is protected by Security like Chip Card. Here the Rewards are given by looking at the Pay Back Method. You will be getting a waiver of 2.5% from Fuel Surcharge. Restaurants will be providing you minimum of 15% discount. You will be getting additional benefits from Visa/Master Card too. Application for Credit Card must be submitted through internet, so that no charges will be applicable. Otherwise, Rs. 199 + Service Tax are applicable. If you shop more than Rs. 50,000 per annum, no Annual Fee will be charged. Or else, Rs. 99 + Service Tax will be charged. ICICI Bank Selected Corporate will be availing Special Offer for using this Credit Card. After receiving your Credit Card, if you purchase more than Rs. 2000 within the time frame of 60 days, your joining fees will be waived.ICICI Bank Credit Card is the first contact-less Card in India.

Business Loans

"BUSINESS LOANS" are the LOANS which can be availed very easily. They can be provided from Government Banks, Private Banks and even from other Financial Institutions. The size of the LOANS depends upon the capacity of business which he/she/group is having, guarantee asset which can be pledged, etc.

TODAY'S NEWS: MUMBAI INDIANS Vs CHENNAI SUPER KINGS

Now a days, BAJAJFINSERV provides online "BUSINESS LOANS" upto Rs. 30 Lakhs. The best thing is that it can be availed online too. 100% approval will be done online. They never need Guarantee as well as Collateral. Pre-payment of  LOANS can be done 6 times during the calender year. The minimum prepay is total of 3 EMI's.Maximum, you can pay as much as you can.

Foreclosure of Loans are nil.  Once your LOAN is paid, you can instantly get approval for second time also. They also provide you facilities to see your LOAN transaction online. This will enhance your business very well. But one thing is that please don't overburden your loans. Take the "BUSINESS LOANS" to the max of 40% of the yearly revenue.

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